Legal
These legal notices, which include disclaimers of liability, govern your use of this website. Please read them carefully.
The website is designed to be accessed through its main section pages which carry information relevant to the subsequent pages. If you access individual pages directly, you may not see legal and regulatory information which must be read with the appropriate pages.
Eligible Visitors
The content of this website and the products and services featured are addressed only to the EEA Market. The website is not intended for use by persons or organizations in jurisdictions which prohibit the promotion or provision of any of the products or services featured. AES only provides services or products in jurisdictions where and when they may be lawfully offered.
Suitability of services
The advertisement of any services or products on the website, and any statements made about any particular services or products are indications only of the services offered by AES and do not constitute a warranty by AES that any such service is suitable for you and nothing on this website should be construed as a solicitation or offer or recommendation to buy or sell securities or any other investment or product or to provide any investment advice or service.
Company and regulatory information
AES Financial Services is registered in England and Wales, registered number 6063185. Registered Office: Elysium Gate, 126-128 New Kings Road, London, SW6 4LZ. AES Private Banking is a trading style of AES Financial Services Ltd which is authorized and regulated by the Financial Services Authority with Registration Number 464494. The Financial Services Authority’s address is 25, The North Colonnade, Canary Wharf, London E14 5HS.
The Financial Services Authority does not regulate credit cards, overdrafts or personal loans.
In respect of deposits, 100% of the first £50,000 of a depositor's total deposits with the AES Managed Banking Service are protected. This applies to all deposits whatever the currency. Most depositors, including individuals and small firms, are covered.
- In respect of investments, 100% of the first £30,000 and 90% of the next £20,000, resulting in maximum compensation of £48,000.
- In respect of general insurance advising and arranging, 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.
Past performance is not necessarily a guide to future performance. The value of any investments, and the income from them, may fall as well as rise and you may not recover the value of your investment.
Changes in rates of exchange may cause the value of the investments that involve exposure to a foreign currency to go up or down. Tax reliefs available under current legislation may change, and their availability and value depend on individual circumstances.
Complaints
If for any reason you have any cause for complaint about the way in which AES Private Banking has performed its duties, you should immediately contact AES Banking who will deal with the complaint. A copy of AES Bankings complaint handling procedures is available on request.
Third party websites and products
You may not link any other website to this website without obtaining the prior written consent of AES Banking.
Third Party Links
This website contains hyperlinks to other websites which may not be regulated by the Financial Services Authority and which are hosted and maintained by third parties. AES Private Banking has no control over the security or content of these sites and you use these sites at your own risk.
Copyright
Information on this site is for personal use only and may not be reproduced, stored or distributed to any other person or incorporated in a document without AES Private Bankings written permission.
Liability
This website is provided on an "as is" basis. AES Private Banking disclaims all warranties and conditions, including without limitation all express or implied warranties or conditions as to satisfactory quality, availability, fitness for purpose, or as to the accuracy, completeness or currency of the information provided on this website. In no event shall AES Private Banking be liable for any indirect or consequential damages including without limitation loss of profit or opportunity, incurred by you arising out of your use, misuse or inability to use this website.
Applicable law
English Law shall govern this website (including these legal notices) and the English Courts shall have exclusive jurisdiction over any disputes arising from this website.
The contents of this website are subject to change without notice.
Cross Border Information
This website is accessible worldwide. We cannot, therefore, guarantee that the website or the information contained within it complies with or is appropriate for use in all jurisdictions. You are responsible for informing yourself about and complying with such restrictions in the jurisdiction where you reside and we strongly recommend that you contact your legal adviser in this regard.
The products and services on our website are directed solely at those resident in, and who can access them from, jurisdictions in which the display of this information is lawful.
Not all products and services detailed on this website are available in all jurisdictions. Legislation or regulations in your home jurisdiction may prohibit you from entering into certain transactions with us. We reserve the right to make the final determination on whether you are eligible for particular products and services.
Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.
If you are a private client outside the EEA, or you are an overseas person who conducts Investment business with or for a client who is in the EEA then the following information disclosure applies:-
1. Most or All of the rules, regulations and arrangements made under the Financial Services Act 2000 for the protection of Investors will not apply to you.
2. That, where relevant, you will not have the following rights under the United Kingdom regulatory system:
- The right to refer a complaint against us to the Financial Ombudsman.
- The right to be informed in advance about any commission we receive and any fees we will or may charge, and - for those fees not to be excessive.
- The right to receive recommendations, which are suitable to you and your circumstances.
- The right to an explanation of the risks involved in any transaction.
- The right to have a transaction executed at the best price available in the relevant market at the time ("best execution").
- The Investors Compensation Scheme shall not apply and compensation shall not be available.
Should you have any questions whatsoever in relation to this information please contact The AES Compliance Officer at the address above.